If you were involved in a car accident in Indiana that was not your fault, chances are you will try to get some compensation from the other driver to help alleviate the costs associated with your damaged vehicle and any injuries you have sustained. Understanding the process of filing an insurance claim with the at-fault driver’s insurance provider can help you to make sure you are not missing any critical details that could prevent you from capitalizing on the opportunity to get compensation.
Before you leave the scene of the accident, it is imperative that you have the other driver’s name and contact information, as well as the name and contact information of their insurance company. The authorities that respond to the accident should provide you with a comprehensive investigative report that gives their professional insight into how the accident happened and who was at fault. Prepared with this information, you are ready to contact the at-fault driver’s insurance company to make a claim.
According to insure.com, one thing you should avoid is to simply tell the other driver’s insurance company that their driver was responsible for causing the collision. Rather, present them with the facts of the accident as documented in the report you were given at the scene and then allow them to make their own determination of what happened. You should also disclose whether or not you have been injured and the extent of the injuries you have sustained.
Depending on the other driver’s insurer, you may be required to select an autobody repair shop that is within their network. Sometimes, you are able to choose your own preference for an auto repair company. For more information, if you have been injured in a car accident, visit our web page.